Post Career Life

Federal Worker Retirement and Legacy Planning

Survivorship Planning

  • Life Insurance Benefit Options

Gain the advantage when it comes to underwriting and discover how you can avoid standard health check requirements that often lead to higher premiums or disqualification.

  • Federal Employee Group Life Insurance (FEGLI)

Discover the Pros and Cons of the FEGLI policy and alternative options that will fit your individual needs. 

  • Federal Employee Retirement System
  • Civil Service Retirement System

Wealth Distribution Planning

  • Limit or Eliminate Taxes

Position your financial plan to pay less or even eliminate tax from your retirement income stream. Guaranteed lifetime income with no downside market risk is achievable.

  • Tax Advantages of Thrift Savings Plans

Become Educated on The Numerous Tax Advantages of Thrift Savings Plans and the Differences Between the Two.

  • Roth Thrift Savings Plan
  • Regular Thrift Savings Plan
  • Coordinate Your Other Investments

Estate Preservation Planning

  • Hedging Strategies

74% of individuals will require long term care (LTC) once in retirement.  We will discuss hedging strategies to protect against the drawdown of investments accounts. 

  • Legacy Planning

Be prepared when planning for your legacy and become informed on unique options that both protect, and pass down your accumulation of wealth.

  • Avoid losses due to critical or chronic illnesses
  • Create liquidity for terminal illness
  • Estate Planning Preparations Importance